Conforming Loan Insights & Mortgage Guidance

Expert analysis, market trends, and tips for smarter homebuying

refinancing • November 14, 2025

Refinancing Your Conforming Loan in 2025: Rate-and-Term vs. Cash-Out Strategies

Complete guide to refinancing conforming loans in 2025. Compare rate-and-term vs. cash-out strategies, understand break-even analysis, and maximize savings.

mortgage rates • November 10, 2025

How Your Middle Credit Score Impacts Conventional Mortgage Rates in 2025

Understand how middle credit scores (620-679) affect conventional mortgage rates in 2025. Learn rate pricing, improvement strategies, and lender selection tips.